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Credit Card Crimes Essay

The utilization of credit cards as preferred method of payment over the internet is a growing trend. However, it does not come without the risk of misuse or fraud. Any time a customer enters his personal information, including banking information, on the internet, he risks offering this to persons other than the one intended. Computer crime is on the rise, as many more people are better equipped to hack into data base systems. Many online purchasing companies provide a disclaimer stating that their website is a secure one.

However, due simply to the open nature of the internet, trust amongst those providing personal information over the web is lacking. As noted by Dr. Waqar Ahmad, 67% of those surveyed for his study “feel threatened/concerned over cybercrime” (Ahmad, 2008). This reflects more than have of those surveyed, suggesting a great concern over the potential threat of fraud over the internet. Law makers are continually working toward decreasing credit card fraud over the internet. However, the struggle lies in identifying those at fault and their ways of success in competing credit card fraud.

Extending the investigations and legislative decision making of these crimes to computer scientists offers a better insight, and thus a more

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likely resolution to the issue at hand. In conclusion, due to the convenience of using credit cards for purchases over the internet, consumers continue to take risks of entering personal banking information over both secure and non-secure internet sites. The ability to have something at one’s fingertips often supersedes the fear of a stolen identity. References Ahmad, D. W. (2008). Is Credit Card Fraud a Real Crime. Iternational Conference on Management of e-Commerce and e-Government , p. 369.

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