Recording everything you spend money on and how much you spend each day.
A person’s ability to wait in order to obtain something that he or she wants.
Items necessary for existence, such as clothing, food, and shelter.
Are things we would like to have, such as entertainment, vacations, and other items that make life more comfortable and enjoyable.
Beliefs of a person or social group in which they have an emotional investment (either for or against something).
you want something and you want it now.
The highest-valued alternative that must be given up to engage in an activity.
the cost of doing business: all business expenses except of the cost of goods.
regular expenses that cannot be avoided such as the cost of club dues.
Expenses that can change each month like money spent on eating out or entertainment.
pay yourself first
The setting aside of money for future use or other investments
Movement of the money you receive and the money you spend.
spending plan or budget
a plan for managing your money during a given period.
earnings from work or investment.
The combination of all the forces acting on an object.
Expenses that aren’t paid every month and can be either fixed or variable.
a savings account you can access quickly to pay for unexpected expenses or emergencies
amount of $$$$$
how are you going to get the money
Containing a date when a goal will be reached.
must have features vs. want to have features
eliminate any options without your must haves and choose a couple of the remaining options
what option best matches my criteria
what i do and don’t like afterwards
ways to adjust your income
plan for success
used vs new
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